We help federal employees build a Prosperous, Safe and No-Stress Retirement

D. Scott Kenik 
Federal Retirement Consultant

Our No-Stress Federal Retirement Plans

coordinates your FERS pension, Social Security benefits and creates a guaranteed, lifetime income stream to ensure a thriving and successful retirement

40% of Americans Will Run Out of Money During Their Retirement!

according to the Employee Benefit Research Institute

Your Ability to Stay Retired Could be Affected by:

ACCOUNT LOSSES

Market downturns could put your retirement plans in jeopardy.

Can you afford to stay retired if your account lost 50%? 

UNEXPECTED EXPENSES

Family emergencies, illness, accidents, medical expenses, nursing care, and reduction of benefits due to loss of a spouse can put your retirement at risk  

SOCIAL SECURITY DROP

Due to budget constraints, Social Security could be significantly reduced by 2029 and run dry by 2034 according to the Social Security Board of Trustees  

Our NO-STRESS FEDERAL RETIREMENT PLANS help protect your retirement against account losses and provide a life-time income stream.  

Built-in flexibility gives you access to your money when you need it.

TSP RISK!

In 2007-2009, the TSP C, S, I and L funds lost anaverage of 57%!

Historically, the stock market crashes and loses 47% every 11 years.   If you are near age 60, you may see two or even three crashes in your retirement.  

Will you be able to afford to stay retired if your income gets reduced in the future?   

Never Lose a Penny Due to Market Conditions

Safeguard your account and increase your retirement income with our NO-STRESS FEDERAL RETIRE PLANS:

  • Participate in the Upside of the Stock Market

  • No Market Risk

  • No Claw Back of Profits

  • Lifetime Income for You and Your Spouse

  • Death Benefits to Your Heirs

  • Options for nursing care payment increases

  • Backed by some of the country's TOP financial Insitutions!

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Schedule a conversation with 
D. Scott Kenik
, Federal Retirement Consultant

Books by Wealth Concepts Group

More Info

From Our Clients...

Thanks to Scott, I am in a better place for when I am ready to retire. I didn't have my affairs in order until l worked with Scott. He guided me through the process of setting up my Annuity. 

He made it easy to understand and explained everything from start to finish. I had questions on some of the documentation and he was always available to answer my calls and questions.

Lynda S.

"Scott is very accessible and committed to sharing his knowledge and expertise through his educational videos, his readable books and his personal consultations.    

Scott’s recommendation gave me a feeling of security that my money will last and that there will be some remaining funds for my son.   His plan with guaranteed a set dollar amount each month, regardless of what the market was doing, was a lifesaver to me, a no-brainer. His advice was crucial in assisting me in understanding this and ultimately deciding which options to choose.    Scott is well informed and trustworthy. I would highly recommend consulting with Scott in making these important decisions.

Tracy M. 

Scott, From start to finish, made us feel that we were making the right choice. 

We found him to be very knowledgeable and very informative in the products he was offering.

Gregg J.

When I retired, I was looking for an avenue that would allow my TSP to work for me, and allow it to last as long as I did. 

Scott's approach has allowed for that, and allowed us some piece of mind in an economic down trend. My retirement is secure and is working for me and my family. 

Thanks, Scott! 

Lindel E.

Finding someone to trust with my money was harder than I thought it nould be. Scott listened to me, explained several options to me and gave his reasoning behind which option would be my best fit.

Carla W.

Scott was very knowledgeable about planning for my retirement. 

For the first time in a long time, I no longer worry about my future! 

Lyn B.

Scott's IRA Mistakes training provided important information to take charge of my retirement. I was fortunate to have received an unsolicited ad from Wealth Concepts Group titled 'No-Stress Retirement' a couple of weeks ago. 

As it was a free webinar, I decided to listen in. Scott Kenik provided important information that made me realize that I needed to take charge of my retirement planning.

Sue t.

This webinar was my introduction to common IRA and 401(k) mistakes and I found it to be eye opening and extremely helpful. Scott created a personalized analysis for my situation. 

It gave me confidence, peace of mind, and direction for planning my upcoming retirement. I highly recommend the whole package!

Cindy D.

Scott's IRA Mistakes training provided important information to take charge of my retirement. I was fortunate to have received an unsolicited ad from Wealth Concepts Group titled 'No-Stress Retirement' a couple of weeks ago. 

As it was a free webinar, I decided to listen in. Scott Kenik provided important information that made me realize that I needed to take charge of my retirement planning.

Sue T.

I wish I had read Scott Kenik’s No-Stress Retirement Roadmap when I left my job with a sizable IRA, but no smart direction. 

I went through three financial advisers who had three different approaches, but NONE, were nearly as up front or knowledgeable enough to steer me into the kinds of strategies and options that this book laid out. 

The book is a bible to anyone who’s still in the retirement planning stage. It’s not only informative; it’s eye-opening.

Larry B.

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